The monthly asset selection is made through a sophisticated algorithm and defined by your personal preferences - such as your preferred asset category - as the key variable. Find more information about the algorithm here.

You can skip a monthly asset selection by going to Settings → My Savings Plan → Skip Plan or by selecting the same option in the asset selection email sent to you 48 hours before the investment is made. If the investment is already made, you will have 14 days to request a refund.